Legal
Terms of Service
Last updated: May 10, 2026
1. The service
DividendsCut is an email alerting service that notifies you when a stock on your watchlist cuts, suspends, or eliminates its dividend. Detection runs once per day based on data from Financial Modeling Prep.
2. Account & eligibility
You must provide a valid email address and a password of at least 8 characters. You are responsible for keeping your credentials secure and for all activity under your account.
3. Trial and Pro plans
New users get a 14-day free trial of the Pro plan with no credit card required. After 14 days, the trial ends; access continues only if you enter payment information. The Pro plan ($29 USD per month) provides unlimited stocks and AI safety reports. Pro subscriptions are billed monthly via Stripe and renew automatically until canceled. You can cancel any time from the Settings page; access remains active until the end of the current billing period.
4. Refunds
We offer a refund within 14 days of the most recent charge if you are unsatisfied for any reason. Email support@dividendscut.com with your account email to request one.
5. No financial advice
DividendsCut provides information, not financial advice. Dividend events are detected from third-party data and may contain errors, delays, or omissions. Nothing on this service should be interpreted as a recommendation to buy, hold, or sell any security. Always do your own research and consult a licensed financial advisor before making investment decisions.
6. Data accuracy
We make reasonable efforts to deliver timely and accurate alerts, but we cannot guarantee that every dividend event will be detected or that an alert will reach you. We are not liable for any decision you make based on (or in absence of) an alert.
7. Acceptable use
You agree not to abuse the service: no automated scraping, reverse engineering, sharing of account credentials, or use that violates applicable law. We may suspend or terminate accounts that breach these terms.
8. Limitation of liability
To the maximum extent permitted by law, our total liability arising from your use of the service is limited to the amount you paid us in the 12 months preceding the claim. We are not liable for indirect, incidental, or consequential damages, including lost profits or trading losses.
9. Termination
You can delete your account at any time by emailing us. We may terminate accounts that violate these Terms. Upon termination, your watchlist and personal data are deleted in line with our Privacy Policy.
10. Changes
We may update these Terms over time. The "Last updated" date reflects the most recent revision. Material changes will be notified by email at least 14 days before they take effect.
11. Governing law
These Terms are governed by the laws of [YOUR JURISDICTION]. Any dispute arising under these Terms will be resolved in the courts of [YOUR JURISDICTION].